Forum Replies Created
-
Posts
-
Right now I’m beginning to reevaluate what I’ve been doing within the past several months. I tried to finance a harp I can afford to make the monthly payments through Allegro, but they demand that I get a blood relative to cosign the application. Unfortunately I don’t have such a person so it won’t do me any good in applying for Allegro again unless I have a higher credit. So I gave up on financing and went about asking for loans so I can use it to buy a harp. Didn’t happen. My credit is too small. I went about asking someone to sponsor me and buy a harp. Didn’t find anyone who can afford a harp. On and on and on I went only to get turned down and face all sorts of misfortune and disappointments after all I did to earn $1,200 that was supposedly raised to finance the Prodigy, which is the real reason why I’m set on trying to own the Prodigy to begin with.
Now I ran out of options and is getting tired of asking for help only to get turned down by people who denied me any help due to lack of cash or they have cash but instead decide to make excuses not to offer me support. So I’m reevaluating what I’ve been doing within the part 7 -8 months and try something else that will allow me to afford buying a harp I can afford to pay the full price.
BTW. The Prodigy is back up again on ebay with the Buy it Now price lowered to $10,000. If anyone willing to buy the instrument and then in turn allow me to rent to own the instrument at an affordable price I can honestly pay in small amounts is more than welcome to do so.
That means She wanted the full pay rather than in small amounts. She doesn’t want anyone ripping her off. That’s why she has second thoughts. Now I understand. Still, I would love to have help in finding out where can I go to rent to own a Prodigy other than at Venus Harps in Chicago. If there’s anyone who has a Prodigy for me to rent with the option to buy please let me know.
Sidney,
A few days ago I followed your advice and I got in contact with the seller of the Venus Prodigy and ask if he and his mom will allow me to rent to own the harp. They said “yes” and told me that I have to pay shipping (which I had the money to do), get the harp insured (that I can afford to do) and I only have to pay $175 a month to rent the harp (which I indeed have the affordability to do). I was real happy about this until today when he gave me the following reply:
“Hi, Sorry its been awhile since I have responded. I talked to my mom again and she said she is having second thoughts on renting it out. We live in Utah and she is concerned she will never see it again if she rents it out. She is willing to drop the price to 10k not including the shipping but she wants me to continue to try to sell it. I figure I will list it and once it comes down to the wire on getting it sold before she leaves she may change her mind on renting it. I am sorry give you the bad news but I would not give up she may change her mind when it comes close to her leaving.”
That doesn’t make any sense! Whether she sells the harp or rent to own, it doesn’t matter! She won’t see it again either way. I’m sorry but this is bullcrap!
Now I’m upset and crying! 🙁 Every stinkin’ time I tried to rent to own a harp, I encounter misfortune and disappointment! I’m sick of this! Is there anyone on this site (other than at Venus Harps in Chicago) who is willing to allow me to rent to own a Venus Prodigy Harp in excellent to like new condition at an affordable price of $150 – $175 a month without limits, without roadblocks, disappointments, misfortunes, and above all without any bullcrap like the ebay seller is displaying in his latest reply? Please let me know.
I actually saw the Prodigy on Ebay and shared them on my Facebook. What you suggested is not a bad idea. I’ll have to ask them that sometime. Perhaps maybe tonight. Otherwise I’ll just stick with Peter Reis’ Rent to Own Program and get a harp there.
Hi, folks. Just here to give you the update on my project to finance a harp. Sorry to say, it never worked out. No matter how hard I tried, nothing worked out the way I wanted. So I have no choice but to never again try to mingle with Financial Programs of any kind whether through
Allegro Acceptance or through any bank or credit union. There’s no way I can afford
to make the payments plus the major drawback that forced me to give up partaking in the Allegro financial program is not having a member of a
blood relative cosign the application. None are willing to do
the cosigning because of bad to worse credit and no job. Therefore, I’m
settling with the only option that’s the
only great option to take – find a worth person to sponsor me and by me
a harp. For no matter how much I make, I can never earn enough to buy a
harp and it’s going to take me years and years to earn $10,000 let
alone $20,000 just to buy one simple instrument. I cannot do it alone. I
need a sponsor! So I went to a my hometown’s community bistro to ask for their help in finding a worthy sponsor to buy a harp for me. The person behind the bistro says he’ll do everything he can to help. So he’s going to ask around and talk to some people to see if there’s anyone out there willing to help sponsor my harp purchase.I still have Gilligan. And yes, I am happy to have him with me, but unfortunately he has to go back real soon especially due to being plagued with issues such as large cracks, large scratches, nicks, dings, smeared decal, rusted action and a worn out tuning peg. I swear if I can afford to do so I would buy Gilligan, bring him to Venus Harps and get him rebuilt and restored. But right now I can only afford to get a $11,000 harp for myself with no issues whatsoever. And I want a buy and own harp I can afford to finance so I’m settling with buying the Prodigy at least until I can afford to either trade the Prodigy in for the Classic or buy the Classic and have both Prodigy and Classic to own.
I’m finally settling with financing a Venus Prodigy, the harp that’s
also part of Venus Harp’s rent to own program. I have enough to do that
and payday for me is this week. The Prodigy, which it cost $11,375 to
buy normally, is exactly like what I often imagine my harp to be like
over the years. Ever since I was a child, I imagine my harp to be a Lyon
& Healy harp similar to what Harpo played in the movies and what
I’ve seen in encyclopedia books. And since the Prodigy is a lot like
what I imagine my harp to be like over the years, I think I’ll consider
either financing or renting the Prodigy and someday trade it in for a
Venus Classic Concert Grand. Is that all right with you guys?After
all the Prodigy has an extended soundboard with standard decals on it
and I can have Wally put a crown on top of the harp when he makes it. I
love harps with crowns on top. Also the Prodigy has only 44 strings — 3 out of 47 ain’t bad.I’ve
got a whole week to think about this. When Friday comes, I’ll use the
paycheck and combine it with the harp money I have, the Allegro
Application, the order form, and the copy of my ID and send them all to
Venus Harps next weekend. Then I’ll have to wait while the Prodigy is being built and I can give myself enough time to raise money to have someone I know take me to Chicago to pick it up when it’s finish. What do you say about all that?Update: I’m cancelling the order for the Venus Paragon. The cost of delivering the harp from Texas to Michigan is way too high! Must afford financing and delivering a $10,000 harp that’s located right near the Michigan area. If there’s a used, yet like new Venus Harp in or around the Michigan area that’s being sold for $10,000 I can finance and afford to have the instrument being brought to me, please let me know, ok?
I have found a Venus Paragon that’s being sold at William’s Harp Gallery in Texas. It’s priced at $12,500 but the price of the harp is negotiable. That’s what I’m buying once Allegro approves my application which I emailed to WHG yesterday. It’s 25 years old and has a new neck and new re-riveted parts. It’s in excellent shape and sounds very beautiful according to descriptions of the instrument. Heck. One of my facebook friends played it and love the way the instrument look and sound.
But I have one small problem. Although I can now afford to finance the Paragon, I don’t have any money to pay for shipping and handling costs. So I’m now in the process of raising $650 so I can bring the harp from Texas to Michigan. My question is are there any delivery companies out there that ships harps safely at a very affordable price? I’d rather save money than waste it you know.
Otherwise, I’ll still continue to search for a great Venus Harp to rent with the option to buy coming from Harps Unlimited International which I’m getting a hold of right now and asking to see if those behind HUI have any Venus Harps in their showrooms and some of them do. So I’m waiting for them to send photos to me so I can find out what Venus Harp models do they have at their showrooms and help me decide which harp to get and how the program is to be set up so I can afford making the monthly payments. I don’t really want to get a small pedal harp anyway. My actual preference is A Venus Harp with 46-47 strings, extended soundboard, and is in a natural finish with perhaps some bronzing in some spots.
Oops! Sorry. I meant 43 strings the harp has. Not 42. My bad.
http://www.swansonharp.com/Used_Harps/Wurlitzer_914/Wurlitzer_914.html
Update: Due to the cost of monthly payments and the fluctuation of rates. I decided to give up attempting to finance a harp and instead choose the rent to own harps instead. I can only afford renting a pedal harp for around $150 a month and I know that Carl Swanson allow people to rent to own his harps for that amount. But only for small pedal harps like the one Wurlitzer #914 I’m looking at now. Has only 42 strings, is as tall as me (about 5.6 feet) and said to be light for me to carry. I can take it to various places to do gigs and stuff. Because of the great deal on pedal harp rentals I decided to go with Carl and partake in his program.
I sent an email to Carl asking what kind of harps that’s available for rent to own. My ideal for a harp is a 46-47 string harp with an extended soundboard, no major flaws at all (why should it have flaws with Carl around bring a great pro at fixing, repairing, and restoring harps?), and in a natural finish. I’m hoping that other than what is shown on his site, he’ll have a much better selection for me to choose which harp that’s just right for me and I can afford to pay $150-$200 a month without breaking the bank. It may not be Venus, but at least I’ll have a chance to afford renting and eventually buy a great harp to love and cherish for a long, long time.
Update: Unfortunately I ran into problems with the financing. When I tried to apply for a loan, I was turned down due to not having enough credit to get a financial loan so I can buy a harp let alone have the money to make the financial payments. I’ll have to increase my income so I can have enough to go buy a harp and succeed in paying it all off. *sigh* Looks like it’s back to raising money for the harp again. 🙁
