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Liability Insurance for Harpists?

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Home Forums Forum Archives Professional Harpists Liability Insurance for Harpists?

Viewing 7 posts - 1 through 7 (of 7 total)
  • Author
    Posts
  • #149627
    amy-walts
    Participant

    I’m interested in getting a good professional liability policy. The
    thought of a client tripping on my stairs when coming for a
    consult–or tripping over an amp cord at a gig, or scratching
    someone’s car when unloading harps/equipment, for that
    matter– gives me the creeps. State Farm and Allstate don’t offer
    musicians policies of this sort, and I’m not covered for it under
    my homeowner’s insurance. The harps themselves and all their
    accessories are already covered under their own separate
    policy. Has anyone got any suggestions on how to handle the
    liability issue?

    #149628
    unknown-user
    Participant

    Dear Amy, My husband and I have looked into this several times in the
    past and have not been able to find any policies we could afford.

    #149629
    unknown-user
    Participant

    I recently inquired about a million dollar liability insurance policy–I called a commercial insurance agent–one who deals with businesses.

    #149630
    unknown-user
    Participant

    I believe the American Federation of Musicians (AFM) offers a policy. Check with your local musicians union if you are a member.

    Chris Frederick

    http://www.christianfrederick.com

    #149631
    Muriel Denoix-Eaton
    Participant

    I use OneBeacon, also formerly known as CGU.

    #149632
    janet-king
    Participant

    If you want liability insurance because you actually WANT liability insurance, well, then, I’m not sure how to help you.

    However, if you want liability insurance because catering halls are beginning to demand it — as is happening, slowly, here on Long Island — here’s my solution:

    #149633
    lynne lockwood
    Participant

    Thanks Janet. Yes, it is too ridiculous. This is a famous BIG resort. I resent it also. What could happen? I am never away from my harp, and in fact do not even let the valet guys move it …ever. The Marriott’s around the country started this about four years ago, but I’ve never needed “proof” before. Unfortunately I am the entire orchestra(!) for the ceremony and luncheon. Sooo looking for easy policy, with the shortest amount of time that I can have it for.

Viewing 7 posts - 1 through 7 (of 7 total)
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