Another option that a lot of us did was to start out with cheaper, pre-owned harps, keep them a while, then trade up. It usually takes several trade-ups to reach your dream harp, unless you have a lot of spare cash, of course! Also, some harp shops have rent-to-own opportunities, or maybe a private individual would be willing to sell you a harp and receive payments over time to allow you to go ahead and get a harp. Just explore your options, and good luck!
Best wishes,
Balfour