Harp insurance?

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This topic has 9 replies, 6 voices, and was last updated 14 years, 6 months ago by karen.

Viewing 10 posts - 1 through 10 (of 10 total)

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October 10, 2010 at 12:58 am #158304

Carm Zephyr
Participant

Is there any harp owners in Oz that could give any advice on insuring a lever harp? I would like to insure my harp but have no idea how to go about it. It would be great to have insurance that covers the harp when it’s out and about as well 🙂 Any info would be greatly appreciated.

Thanks

October 10, 2010 at 1:46 am #158305

patricia-jaeger
Member

Carm, you could go to http://www.harpcentre.com.au, and from the menu bar at the top, choose members. Since Harp Centre Australia is a non-profit, you could download the HCA Membership Form pdf

October 10, 2010 at 5:57 am #158306

Carm Zephyr
Participant

Thanks Patricia so much for pointing me towards the right direction. I’ll look into it right away 🙂

October 10, 2010 at 10:20 am #158307

unknown-user
Participant

Anderson is in America. If you want to go with an Australian business, there is Marsh insurance in Adelaide that have all risk cover for musical instruments. They are the ones that the musicians union of Australia endorse.

http://www.marsh.com.au/musicians/

phone numbers:

October 10, 2010 at 10:45 am #158308

unknown-user
Participant

Here’s a link to a thread on the harp column

October 11, 2010 at 3:46 pm #158309

Ann
Member

Don’t know how it works in Australia, but here in the US my harp is insured on a rider to my homeowners insurance. The coverage is very comprehensive, includes theft from performance venues … and the annual premium is minimal. You might ask your homeowners carrier about extra coverage for expensive items such as musical instruments. Mine is called “Valuable Personal Property” insurance rider for things like instruments, jewelry, artwork, etc.

October 11, 2010 at 11:22 pm #158310

Carm Zephyr
Participant

Thankyou Patricia, Kate and Anne, I’m looking into my options. You’ve been very helpful 🙂

October 11, 2010 at 11:29 pm #158311

unknown-user
Participant

That sounds excellent Ann! We don’t have anything comparable here. We do have house and contents insurance, but it does not cover your instrument if you take it out of the house! For harpists that don’t move their harps around that is what they usually do in Australia, just add it to their house and contents schedule. What you call a “rider”!

October 12, 2010 at 3:19 am #158312

galen-reed
Participant

My

October 12, 2010 at 5:09 am #158313

karen
Participant

I use State Farm Insurance. They have a policy for musical instruments.
I have a Dusty Strings that has a replacement value of $4500. and a Pratt Chamber Harp that has a replacement value of $5300. I am fully covered for ANYTHING that happens to the harp and it costs $47. per year. (This is not coverage for a professional….just a person who has harps at their home and sometimes takes them to recitals or to a friend’s house).
My DS fell over once and the column had a cosmetic blemish that just broke my heart. Shipping and repair of the cosmetic issue was about $700. They paid the whole thing and it was shipped to and from Dusty Strings (incidentally, they did a fabulous job fixing the little ‘gaff”.)
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